MicrédiEstudios is targeted towards students, graduates or professionals of any university in the country. MiCrédito believes that it is important to lift up the youth as they are the future of Nicaragua. This credit offers funding for the purpose of youth entrepreneurship, degree courses, start-up money for purchasing technological equipment, and further education in the form of Masters and PhD programs.

Financing options range between US$ 100 and US$ 5000, with terms between 3 and 60 months (with additional grace periods). The interest rate is 1.66% per month 19.95% per year).